1. Personal Accident
An insurance product that gives protection against risks, likely resulting from accidents, e.g. death, total/partial disability.

2. Hospital Income Protection
Various insurance programs that offer daily reimbursements in the event of hospitalization due to illness or accident.

3. Term Life
Term life is an insurance product providing protection in case of disability or death caused by illness or accident.

4. Variable Universal Life
Variable Universal Life is also known as Unit Link – a product that combines insurance protection with investment. This product separates investments from funds allocated to cover customers' claims. The insurance company manages customer claim funds while investment managers manage invested funds. Units based on the amount invested represent customers' investments.

5. Critical Illness:
Insurance that provides coverage for critical illness such as cancer or heart attack. In case a policyholder is diagnosed with a critical illness, insurance company will pay a flat amount (or charges up to that amount) for hospital confinement (inpatient days), ambulance to or from the hospital, ICU confinement, surgery, loss of time (disability income), therapies (radiation and chemo), and even a death benefit.

6. Credit Life:
Insurance that provides coverage for those who take loans from banks or multi finance companies. Coverage typically includes life and/or disability. The banks or multi finance companies are usually the policyholder, and charges the premium to the debtor. Should the debtor become disabled or passed away, the insurance company will pay the benefit to the banks or the multi finance companies.